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How to File a Motor Vehicle Claim You'll have to submit an insurance claim if your vehicle is damaged. It is essential to understand the procedure. Insurance companies will send an adjuster to inspect your vehicle damage. It's not required to be present during the inspection, however you should bring your policy and any other documentation that is relevant. Take Pictures Have you ever seen any crime show in which the investigators take photographs of every aspect from footprints to chocolate wrappers thrown away? Apply the same method to your accident scene. It is essential to keep as much as possible of the incident that occurs to help show your case later. Getting pictures of the damage to both vehicles is a must, but also consider taking photos of the area that has been damaged. These photos can assist insurance companies and expert witnesses to determine the size of objects, including skid marks. In your photos, you should include important points of reference such as the location of stop signs or traffic lights. These can be used to determine the actions of the driver who was at blame for the crash. Take photos of other drivers and their passengers as well as witnesses. You might be in a position to snap a photo of their license plate. Take photos of emergency responders, their vehicles and anyone who is put on a gurney or into an ambulance. Only submit the photos to the insurance company only when directed by your attorney or if ordered to do by the court. In other words, you could accidentally be providing evidence against your own claim. For example, if you change the date stamp on your photos following the accident, it could cause the insurance company to question the legitimacy of your claim. Seek Medical Attention If you are involved in an accident the first thing to do is seek medical attention. This is not only important for your health but also to ensure that any injuries you have are documented. Many personal injury claims involve seeking compensation for medical bills and other damages. This is why medical records are vital to the success of your claim. Even if you are not experiencing any noticeable symptoms, you should make an appointment with your primary care doctor or an emergency room. Your doctor will be able to offer you a full medical evaluation and determine the severity of your injuries. They can also to give you the appropriate treatment. Following your doctor's treatment plan will help you recover faster and help strengthen your case. This includes taking your prescribed medications and any prescription medications that are available as well as participating in an exercise program, following the instructions regarding time off work, and attending any subsequent appointments. It is important to avoid saying anything that an insurance adjuster might misinterpret. The insurance company might try to deny the injuries you've suffered in order to reduce or deny your compensation. It is important that you only talk to adjusters with your attorney present. Contact an Attorney Legal representation is essential for injured parties. Attorneys can help injured parties deal with their stress and determine where they should concentrate their efforts. Attorneys are also able to weigh evidence and facts to determine whether a case is worthy of fighting in court. The insurance business is, first and foremost, an organization, and their goal is to collect as much money from insureds as they can, while paying out as little as possible (in theory). motor vehicle accident attorneys lansing may be tempting, if you're at the scene of an incident to accept a lower settlement offer as it's the most straightforward thing to do. This could have devastating consequences in the future. When you make a claim with your insurance company, an adjuster will come at your home to assess the damage caused to your vehicle. They will also examine the receipts for medical bills and personal property damage. They may also question witnesses and examine police records. Before meeting with an adjuster it is a good idea to get estimates for repairs from local auto shops or contractors. This will help them be aware of what they can expect from repairs. An experienced motor vehicle accident attorney can make sure that all the required information is provided in a timely manner and that the proper documents are handed over to an insurance company. They can offer advice and provide suggestions on how to deal with an adjuster for claims, how to deal with a settlement, as well as what to do if an insurance company is unresponsive or acting in a way that is unethical.